Uber and Lyft services have been replacing taxi services in the Florida area and across the country as a whole, as they are deemed to be affordable, dependable, and, in most cases, safe. However, this is not to say that Uber/Lyft accidents do not occur. If you have been injured in an Uber/Lyft accident, follow along to learn how you can receive financial compensation and how an experienced Tampa Uber/Lyft accident lawyer at Merricks Law Group can assist you throughout the claims process ahead.
What are the frequent causes of Uber/Lyft accidents in the state of Florida?
Uber/Lyft accidents do not have any particular distinctions from any other auto accident, in that they are usually the result of driver negligence. Regardless of who is the at-fault party, below are the most common causes of Uber/Lyft accidents in Florida:
- Failure to observe traffic lights and signs.
- Texting while driving.
- Looking at a GPS while driving.
- Driving at excessive speeds.
- Unsafe lane changes.
- Driving while drowsy or fatigued.
- Driving while under the influence of drugs and/or alcohol.
What is Uber/Lyft accident liability coverage in the state of Florida?
Notably, Uber/Lyft have a liability coverage system in place to help those who have been wrongfully injured in a ridesharing accident to receive the financial compensation they require for their injuries and damages. This coverage system is divided into periods, and as such the amount of compensation you will receive is dependent on which period you fall under. The coverage plans read as follows:
- Period 0: This is when an Uber/Lyft driver gets into an accident with another motorist when they are not yet logged into the rideshare app.
- Unfortunately, the company will not provide liability coverage.
- Period 1: This is when an Uber/Lyft driver gets into an accident when they are logged into the rideshare app but have not yet accepted a ride.
- The company will provide liability coverage for up to $50,000 per person injured in the accident, up to $100,000 total injury liability per accident, and up to $25,000 property damage liability.
- Period 2: This is when an Uber/Lyft driver gets into an accident when they have accepted a ride and are en route to pick up the passenger.
- The company will provide up to $1 million in liability coverage.
- Period 3: This is when an Uber/Lyft driver gets into an accident when the passenger is in the car.
- The company will provide the injured passenger with up to $1 million in liability coverage, along with the driver with limited coverage for damage to their car and uninsured motorists’ coverage.
To get started on this claims process, contact a Tampa auto accident lawyer today.
Contact Our Experienced Florida Firm
Merricks Law Group handles a wide array of injury claims, including injuries sustained in auto accidents, slip and falls, and more. Contact Merricks Law Group today.
